What is Captive Insurance?
Business Insurance that Recovers Your Premiums and Protects Your Wealth
PROTECT YOUR
ASSETS
Protect and Place Your Assets
Out of Reach
- Coverage Beyond Commercial
- Access to Policies Not Available Commercially or Too Expensive
- Creditor Proof – Protects Business and Personal Assets
DECREASE YOUR
TAXES & COSTS
Keep More of
What You Have Earned
- Tax Deductible for Business; Non-Taxable for Captive
- Retain Premium Dollars – Don’t Use It, Don’t Lose it
- Reduced Insurance Costs and Greater Coverage
INCREASE YOUR
INCOME & CASH FLOW
Turn Unused Premiums
into Profit
- Underwriting Profits
- Investment Income
- Offer Warranty/Insurance Program
LEVERAGE YOUR
CAPITAL
Own The Insurance Company, but Not The Risks
- Reinsurance – Limits Exposure at Wholesale Rates
- Create a New Asset/Corporation
- Wealth Accumulation
How a Captive Insurance Company Works
Forming a captive insurance company is a way to cover gaps, exclusions, and deductibles in existing insurance policies. In addition, a captive can also issue tailored policies to provide protection against risks which may not be readily available or too costly with typical commercial policies. See what captives cover.
Benefits of a Captive
- Increased Coverage
- Access Reinsurance Market
- Reduced Insurance Costs
- Capture Underwriting Profit
- Pricing Stability
- Improved Claims Review and Processing
- Tax Benefits
- Investment Income
- Increased Cash Flow
- New Revenue from Insurance and Warranties
- Asset Protection
- Leverage Capital
- Recoverable Premiums
Captive Insurance Companies Provide
Greater Risk Protection
When establishing your own captive insurance solution, you add additional coverage for risk exposures that are specific to your business. Additionally, costs associated with high premiums such as overhead for marketing, advertising, commissions paid to agents, and other overhead related to running and insurance company are reduced if not eliminated. As a result, your captive may markedly reduce your existing commercial insurance costs and provide more coverage.
Our Captive Services
Captive Nation provides innovative captive insurance formation, management and alternative risk transfer strategies. Alternative risk transfer structuring allows companies to reduce insurance costs, control risks and increase their cash flow. Furthermore, we can help you grow and protect your wealth by increasing your business income and decrease your taxes.
Our Turn-Key Approach
At Captive Nation, we provide our clients with all the administrative, underwriting and operations support they need to create and manage their captive insurance company. Our management team is composed of the most experienced professionals to ensure your captive is properly structured, managed, and compliant with all state regulations and is IRS compliant in all areas.
